Privacy

Last updated 3 November 2026. PayRing is in a private beta.

What we keep

• Your name, email and password. Your password is stored scrambled, so we can't read it. Your phone number too, if you give it.
• The cards you add: the bank, the card name and the last 4 digits.
• The stores and amounts you ask about.

What we never ask for

Your full card number, your CVV or your card PIN. PayRing doesn't need them to tell you which card to use.

How we use it

To sign you in, show your cards, and work out which one is best for the store and amount you pick. We don't sell your data or show ads.

Where it is kept

On servers of our hosting provider, Render. We don't use advertising or tracking tools on this website or in the app.

Deleting your data

You can delete your account in the app. Your cards and profile are erased at once. Your name, email and phone number are kept for one year, because Indian data-protection rules require it, and then erased.

Questions

Write to hello@getpayring.com.